1. Maximize Social Security and/or Pension
1. Maximize Social Security and/or Pension
1. Maximize Social Security and/or Pension
One of the biggest questions retirees face is how to
maximize their Social Security benefits. There are 567 different strategies, and if you make the wrong choice, it could cost you and your spouse thousands of dollars annually. We will help you choose the right benefit for you and show you how to coordinate it with your overall retirement plan.
2. Design Retirement Income Plan
1. Maximize Social Security and/or Pension
1. Maximize Social Security and/or Pension
Our approach to income planning is designed to
achieve two primary retirement objectives: asset protection and a dependable income. We will review your current situation and simulate potential income relate scenarios. An intentional income plan can help ensure your desired standard of living.
3. Customize Portfolio Risk
1. Maximize Social Security and/or Pension
4. Optimize for Tax Effeciency
We will create a Financial-Risk-Management Plan
to help ensure that the level of risk you’re exposed to is appropriate for your current stage in life.
Our goal is to help minimize the risks to your retirement plan—not just stock market risk, but also inflation risk and longevity risk.
4. Optimize for Tax Effeciency
4. Optimize for Tax Effeciency
4. Optimize for Tax Effeciency
We’ll design a tax saving strategy to reduce your
tax bill, maximize your retirement income and ensure that you have enough funds to last throughout your retirement years. Moreover, the tax law and your financial picture changes every year, so it’s crucial to develop and adjust your tax savings plan frequently to take advantage of any new tax breaks and changes that may benefit you.
5. Estate Plan Blueprint
4. Optimize for Tax Effeciency
5. Estate Plan Blueprint
Estate planning is the process of arranging for the
transfer of wealth in accordance with your wishes, in a way that allows for a timely and efficient administration of your estate while minimizing taxes. Our goal is to see that every client we work with has an estate plan that is carefully thought out and documented to reflect his or her particular situation and wishes for passing on wealth.
6. Review and Revise
4. Optimize for Tax Effeciency
5. Estate Plan Blueprint
Medicare is a benefit that most people will qualify for beginning at age 65. We’ll work with you to create a customized strategy to keep your Medicare expenses as low as possible. In addition to selecting the right plan, it is also important to design your income plan so that you can minimize Medicare premiums in retirement .